Your Policy, Your Potential
Abbistar ensures you receive the maximum value for your policy and secure a fair return on your investment.
Say goodbye to waiting.
Sell life insurance policy and gain immediate access to a lump sum, providing financial flexibility exactly when you need it.
What Does Selling Your Life Insurance Policy Mean?
Selling your life insurance policy, commonly known as a life settlement, is a financial transaction where you, as the policyholder, sell your life insurance policy to a third party (Abbistar) in exchange for a lump-sum cash payment.
This process allows you to access the full value of your life insurance policy before the insured event (your passing) occurs.
Whether you want to fund education, boost retirement income or settle outstanding debts, the proceeds from the life settlement can be tailored to your specific financial objectives.
Are You Qualified to Sell Life Insurance Policy?
At Abbistar, we believe everyone should have the opportunity to explore the benefits
of a life settlement. To find out if you qualify, consider the following:
Policy
Type
Most types of life insurance policies qualify for consideration for a life settlement. This includes whole and universal life insurance you've held for at least 2 years.
Face Value of
$100,000 or Higher
You can sell life insurance policy if your death benefit is worth $100,000 or more and you’re current on your premium payments.
65 Years or
Older
If you’re 65 or older and/or have experienced a decline in health since you first purchased your policy, you may qualify for a life settlement.
Why Sell Your Life Insurance Policy?
Selling your life insurance policy to Abbistar empowers you to control the process. You choose
if and when to accept our offer and where to use the proceeds from your life settlement.
Other advantages include:
Immediate Liquidity
Selling your life insurance policy provides you with immediate liquidity. Instead of waiting for the policy to mature or for beneficiaries to receive a death benefit, you receive a lump-sum cash payment upfront.
Freedom for Premium Payments
Bid farewell to ongoing premium payments. Through a life settlement, you not only receive a lump sum but also free yourself from future premium obligations. It's a transformative move toward financial efficiency and control.
Avoid Lapses or Surrender Penalties
Don't let your policy lapse or surrender it for less than it's worth. A life settlement is a more financially advantageous option, helping you avoid potential penalties and ensure you receive a fair market value for your policy.
Higher Payout
Life settlements yield 4X or more than the cash surrender value from your insurance company. Boost retirement income or simply enhance your quality of life – your policy becomes a versatile asset that adapts to your aspirations.
Ready to Convert Your Policy Into a Valuable Asset?
Schedule a free consultation with Abbistar today. Explore the benefits of selling your life
insurance policy and embark on a journey toward financial empowerment.